Learn how to complete a 20 year home loan in 12 years



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Learn how to complete a 20 year home loan in 12 years

Buying a home is now easy with HDFC Home Loans. Get Instant Home Loan EMI Quotes and apply for a home loan with HDFC at an interest rate starting from 7.00%* p.a. We offer a longer home loan tenure up to 30 years with small EMIs starting ₹666* per lakh. Get home loan sanction in just 5 days. Our affordable housing loan is tailor made for salaried and self-employed individuals. You can also transfer your outstanding housing loan to HDFC. HDFC offers you online home loans that you can avail to buy, construct, or renovate your house. Our easy home loan application process, hassle-free documentation requirements and customised repayment options ensure that you make your dream home a reality. Apply online with HDFC to meet your housing finance needs.

HOME LOAN KEY FEATURES
  • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
  • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etcLoans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners’ Association or Development Authorities settlements or privately built-up homes
  • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
  • Expert legal and technical counselling to help you make the right home buying decision
  • Integrated branch network for availing and servicing the Home Loans anywhere in India
  • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
  • You can avail a home loan and save up to ₹ 2.67 Lakh under PMAY CLSS subsidy
Learn how to complete a 20 year home loan in 12 yearsજાણો

HDFC HOME LOAN BENEFITS

END TO END DIGITAL PROCESS

HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.
  1. Purchase of a ready built house / flat.
  2. Construction of house / flat.
  3. Purchase of site and construction of house thereon. However, loan for purchase of only site shall not be considered under Housing Loans. In case of composite Housing loans, utilisation of loan amount for purchase of plot is restricted to 60% of elaigible / sanctioned loan amount.
  4. For undertaking repairs, renovation, expansion, upgradation and creation of additional amenities with a monetary ceiling of Rs. 15.00 Lacs in case of repairs & renovations only.
  5. For acquiring second house/flat where the borrower is already having a House/flat with or without loan.
For taking over of the HL liability from :. All Public Sector Banks/Private Sector Banks

. NBFCs/HFCs ( rated externally as A & above ) only in the case of Salaried class of borrowers with proper due diligence and after ensuring that the assessment by the NBFCs is acceptable and conforms to Bank’s policy guidelines.



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