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Mukhyamantri mahila utkarsh yojana 2021

Mukhyamantri mahila utkarsh yojana 2021


Implementation of this scheme in rural areas by Gujarat Livelihood Promotion Company Ltd.  (GLPC) and in urban areas by Gujarat Urban Development Mission (GULM).  The main objective of this scheme is to create 1 lakh Joint Liability Earnings and Savings Group (JLESG) and make 10 lakh women self reliant by encouraging joint economic activity through these groups.



 The main features of this scheme are as follows.

 (1) If each group pays regular installment under this scheme, Rs.  Provision has been made to pay interest above Rs. 1 lakh from the Government.

 (Ii) Under the scheme, 60,000 JLESGs will be covered in rural areas and 30,000 in urban areas.  In which the amount of interest will be paid by the government to the lending institutions on behalf of the women's group.

 (2) For successful implementation of this scheme, nationalized banks, rural banks, co-operative banks, private banks, co-operative societies and RBI  Other recognized credit institutions - MFIs will also be promoted by the Government.  (* May change subject to chang




The purpose of the scheme


 Involve women in the Joint Liability Earnings and Savings Group (JLESG).

 Through Government Banks, Private Banks, Cooperative Banks and Lending Institutions, Rs.  1.00 lakh lending.

 Providing self-employment and livelihood through credit.


Target Beneficiary


 10 women who want to get credit.


 Women should be 18 to 6 years old.


 Priority to widowed abandoned sisters.


 Existing group whose loan is not outstanding.


 Target: 1 lakh groups, 10 lakh women and 20 lakh family members out of which 40,000 groups in rural areas and 20,000 groups in urban areas.

Financial support to women's groups


 Women's groups: 1 lakh


 Women group members: 10 lakh


 Assistance Standard: Rs.  Interest Assistance up to Rs.


 Loan amount: Rs.  1 lakh


 Interest: As per 15%, maximum Rs.  5,000 / -


 Loan repayment: Monthly Rs.  10000 / - per annum as per installment of Rs.  1,50,000 / -


 Out of which Rs.  1,00,000 loan recovery and Rs.  20,000 as savings.

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 Waiver of stamp duty: Waiver of stamp duty required for bank loan is to be given.

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